Hi Everyone,

Let me start off by giving you my stats:

23, Female
Undergrad - Tier 1 Research University
BBA, Finance and BS, Psychology (graduating with both in August 2013)
GPA Cum: 3.04, Finance GPA: 3.67 and Psychology GPA: 3.83
Both degrees are Magna Cum Laude (my university only counts last 2 years for this honors calculation)
About 2 years of intern/part time work in the financial field
GMAT: expecting to get at least 700

NOTE: I had a 3.6gpa in my first year. My cum. GPA is low because during my second year I was struggling very hard to decide what I wanted to do in my career. I started off as a finance major, however, back in 2009 when the market was doing horrible, I was advised that it will not be a wise decision in the end. So, I made the horrible choice of deciding to study something else... my grade kept dropping for a solid 1.5 years because I had literally zero motivation to go to class and take the exams (I simply did neither). I have two or three Fs and a couple of Ds, because of this reason. After changing my major 7 (Yes, SEVEN) times, I soon came to realize that I will only excel in a subject that I am truly interested in learning. So during my fourth year, I changed my degree to BS in psychology and during my fifth year, I added BBA in finance to that. I could only do it in this order because the business school's entry requirements made me wait until i get my gpa to at least a 3.0. Otherwise they wouldnt admit me into the program.
While I realized that I would be going into an additional year and risking admission on the premise that I would get a 3.0, I figured it is worth it simply because I wanted to get the degree in what I absolutely wanted to do, plus I wanted to finish what I started. I was a much happier person after I got back on track and actually enjoyed the learning experience much more. That's why my gpa got back up. During the past Spring (official last full-semester) I managed to get a 3.75 in 24credit hours (8classes = 6 were from 4000-level fina and 2 were from 4000-level adv business) while working 30hours in a professional setting.

My gpa trend is strong in the last two years, hence the Magna Cum Laude. I am hoping that this would play to my advantage, over the low cum.GPA.

These are the universities I am hoping to apply to:

UK:
Imperial, Warwick, LBS, Cass and Oxford

USA:
Stanford, Booth, NYU, UCLA, Cornell, Duke, Columbia, Rice and UT (UT is my safe school)

Thoughts on my chances of acceptance?

I would greatly appreciate any serious feed back!
Thank you again for taking the time to read the long post!

I am impressed with your confidence that you consider UT a safe school. Maybe review http://www.find-mba.com/board/23411 ?

I am impressed with your confidence that you consider UT a safe school. Maybe review http://www.find-mba.com/board/23411 ?

Your weakness will be your work experience. Most accredited MBA programs will be on the lookout for at least two years of post-bachelor's work experience - in fact, many won't even consider you if you if you don't meet this requirement. Your part-time/internship experience will probably not be enough. Consider:

Admitted MBAs at NYU Stern have, on average, around 4.5 years of work experience.

Similarly, UT Dallas MBA students have around 3.5 years of work experience.

Now, it occasionally happens that these kinds of schools will accept candidates without work experience, but it's rare, and usually the candidate has something rather unique about their profile.