Hi all,

I wonder if anybody is in the similar situation to mine and can give me suggestions:
I am Indonesian citizen who lives and works in Belgium. I need a loan for MBA study but I cannot get one because of my legal status:
1) European&American: loan is given based on nationality and permanent residency. Otherwise a co-signer is required and I don't have any.
2) Indonesian bank (citibank, HSBC) requires someone whose residency is in Indonesia (I left the country 7yrs ago...). On top the max loan one can take is very small for MBA in Europe/US.
3) I can't apply to the Sampoerna scholarship because I can't fulfill the requirement of coming bcak to Indonesia after MBA.

Thanks, R

Several schools arrange for loans for both EU and non-EU. I am applying for IMD and St. Gallen (among other programmes) and they both offer loan programmes.

IMD offer a limited number of loans only through local banks and St. Gallen offer the majority of the class loans either through a local bank or through the University directly(including for non-EU citizens) . I doubt it is limited to just these schools - unless it is just a Swiss thing...