Brief background:
-Southamerican.
-Want to study a Master's in Finance, a ton of extra points if the program is focused on capital markets rather than corporate finance.
-GPA 3.05/4 (considered as a 2:2 in most British schools)
-IELTS: 8/9
-I have 0 work experience, just completed my bachelor's degree in Business.
-Got my undergrad from a triple accredited school (AMBA, EQUIS, AACSB)
-Main goal: Want to study and STAY PERMANENTLY to work in equity research/investment management in either France, Germany or the UK but each of these countries have big pros and cons.
Note: Wish but can't go to Canada or the U.S. because of a GMAT low beyond repair (have not really found good schools that do not ask for it or for work experience) and budgetary constraints.
*France pros:
-I have a basic level of french (A2) and spanish is my first language so getting a pro level shouldn't be that hard, I can already read and understand about 75%.
-I have found an academic program that suits my needs.
-Schools are not cheap but at least much more affordable than those of the UK.
-Have the opportunity of learning a new language.
*France cons:
-I can only stay 1 year post-graduation (2 years total including the academic program).
*Germany pros:
-Schools are free, big pro.
-Can stay in total 3 years (1 1/2 post-graduation permit and 1 1/2 academic program), therefore visa regulations are favorable, BIG PRO.
-Financial center of the EU in Frankfurt, good job opportunities.
*Germany cons:
-have to learn german and not sure if time is enough to learn german from 0.
-Have not found a program that really suits my academic needs and which is taught in english, have only found Hochschules. Universitäts with attractive programs either require GMAT or are equally, if not more expensive than UK universities.
*UK pros:-Have found several programs I that suit my needs.
-can stay for 3 years total (2 post-graduation and 1 of academic program).
-Do not have to bother about learning another language, already have a professional english level.
-London is a global financial center, good job opportunities.
*UK cons:-Schools and living expenses are really expensive (my home country's currency is extremely weak)
So far I have an offer from Toulouse Business School in France and from 2 free hochschules in Germany, still do not know if I should apply to the UK because of the costs but if I do, I would probably apply to Surrey (THE ranking by subject business and economics 65th) or to Essex (THE ranking by subject business and economics 176-200). I do not love nor totally dislike the hochschules' programs, especially since they are free :) but I find TBS attractive because I like the classes of the program, it is the 11th best business school in France and a Grande École (for what I have read, that is something big in France), it is one of the constituent schools of Federal University of Toulouse (THE ranking by subject business and economics 101-125) and I can afford the school without going into a massive debt. I am also considering Grenoble which is 7th in grand école ranking and is just a bit more expensive than TBS but I am more attracted towards TBS's program from the academic point of view. What do you recommend? Any help will be well received.
UK vs. France vs. Germany help PLEASE!!!
Posted May 21, 2022 13:05
-Southamerican.
-Want to study a Master's in Finance, a ton of extra points if the program is focused on capital markets rather than corporate finance.
-GPA 3.05/4 (considered as a 2:2 in most British schools)
-IELTS: 8/9
-I have 0 work experience, just completed my bachelor's degree in Business.
-Got my undergrad from a triple accredited school (AMBA, EQUIS, AACSB)
-Main goal: Want to study and STAY PERMANENTLY to work in equity research/investment management in either France, Germany or the UK but each of these countries have big pros and cons.
Note: Wish but can't go to Canada or the U.S. because of a GMAT low beyond repair (have not really found good schools that do not ask for it or for work experience) and budgetary constraints.
*France pros:
-I have a basic level of french (A2) and spanish is my first language so getting a pro level shouldn't be that hard, I can already read and understand about 75%.
-I have found an academic program that suits my needs.
-Schools are not cheap but at least much more affordable than those of the UK.
-Have the opportunity of learning a new language.
*France cons:
-I can only stay 1 year post-graduation (2 years total including the academic program).
*Germany pros:
-Schools are free, big pro.
-Can stay in total 3 years (1 1/2 post-graduation permit and 1 1/2 academic program), therefore visa regulations are favorable, BIG PRO.
-Financial center of the EU in Frankfurt, good job opportunities.
*Germany cons:
-have to learn german and not sure if time is enough to learn german from 0.
-Have not found a program that really suits my academic needs and which is taught in english, have only found Hochschules. Universitäts with attractive programs either require GMAT or are equally, if not more expensive than UK universities.
*UK pros:-Have found several programs I that suit my needs.
-can stay for 3 years total (2 post-graduation and 1 of academic program).
-Do not have to bother about learning another language, already have a professional english level.
-London is a global financial center, good job opportunities.
*UK cons:-Schools and living expenses are really expensive (my home country's currency is extremely weak)
So far I have an offer from Toulouse Business School in France and from 2 free hochschules in Germany, still do not know if I should apply to the UK because of the costs but if I do, I would probably apply to Surrey (THE ranking by subject business and economics 65th) or to Essex (THE ranking by subject business and economics 176-200). I do not love nor totally dislike the hochschules' programs, especially since they are free :) but I find TBS attractive because I like the classes of the program, it is the 11th best business school in France and a Grande École (for what I have read, that is something big in France), it is one of the constituent schools of Federal University of Toulouse (THE ranking by subject business and economics 101-125) and I can afford the school without going into a massive debt. I am also considering Grenoble which is 7th in grand école ranking and is just a bit more expensive than TBS but I am more attracted towards TBS's program from the academic point of view. What do you recommend? Any help will be well received.
Posted May 21, 2022 20:37
I think the UK and Ireland are better fits for you because of language. You won't learn the local language while taking a MiF taught in English.
Posted May 22, 2022 03:56
Thanks a lot for your reply Stuart, but is there something you can tell me about TBS? do you think it is good for finance at least in a France-only context?
Posted May 22, 2022 09:02
Toulouse is a good business school for other people. Unless you take the time to learn French before studying, so you can complete your studies in French, you will struggle to convince an employer that you can hit the ground running. Toulouse is a strong player at the bottom of the second tier, comparable in the UK to Sheffield or Liverpool management schools. I don't think global financial players looking for people who don't need French to go to hire there.
Posted May 31, 2022 14:42
I'm from Germany so maybe I can help you a bit.
I don't know when you plan to start your studies but German is really a tough language to learn (my Girlfriend is from South Africa and she really struggles a lot even when there are a lot of similar words). The main (business) language in most industires here is still German.
Do you limit yourself to Universities/Hochschulen close to Frankfurt?
Posted Jun 01, 2022 08:19
Hello Rani, thanks for your reply, no, I am open to study and work anywhere in Germany, but offcourse being close to Frankfurt would be ideal as it is the country's main financial center. I also do not limit myself to hochschules or universitäts, the thing is that I have not found universitäts with an MSc Finance that do not require GMAT and which is also free, therefore leaving me with only 2 hochschules as options.
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